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About Us.

Our Agency Philosophy

Our goal is not to sell insurance policies.  Instead, we have a vision of working with clients to manage their risks to help prevent a loss and put together insurance solutions that will protect them and their assets in the unfortunate event of a disaster.  While shopping for the best price is very important, making sure our clients have the proper coverage in place is the most important aspect at Crescent Insurance.

The purpose of insurance is to transfer that risk of catastrophic loss away from you.  Insurance is not the most exciting purchase you make, but it is important to know what you are buying and why.  We want you to be able to understand how policies work together, so you can make educated decisions about insurance.

Crescent Insurance Advisers is an independent agency with access to a variety of admitted and non-admitted insurance carriers.  We are a boutique agency with a desire to stay small and maintain our quality and customer focus.  Our mission is to work hard to make sure your insurance policies are tailored to your needs.  Crescent Insurance Advisers believes in excellent customer service, trustworthiness and integrity in business and in life.

Agency Personnel

Charles T. Cole III – Principal

Charles grew up in Charleston attending Charleston Day School and Porter-Gaud.  After a decade working for Fortune 500 Corporations, Charles started Crescent Insurance Advisers in 2010.  He empathized with the struggles that both coastal property and business owners endure in seeking proper insurance and saw an opportunity to start a business focused on educating customers about the industry and how it can work for them.  Integrity, trustworthiness, and a drive to constantly improve are traits that are central to Charles’ views in life and business.  His focus is on the client’s best interest for now and the future.

Charles is a member of the SC Maritime Association, The Propeller Club of Charleston, the Independent Insurance Agents & Brokers of South Carolina, the Independent Insurance Agents and Brokers of Greater Charleston, and served as President of the Porter-Gaud Alumni Association Board.

Jay Powers – Vice President

Jay is originally from Florence, South Carolina and has lived in Columbia for the past 25 years.  He graduated from the University of South Carolina in 2001 and has been involved in sales ever since.  His extensive experience and attention to detail allows Jay to foresee and proactively address issues before they become a problem.

When Jay is not focusing on his customers’ best interest, he enjoys being with his family, going to Gamecock football games, coaching baseball, and taking his son hunting.  Five words you can count on from Jay are love, integrity, commitment, passion, and fun.

 Alison Towsley – Commercial Lines Account Manager

Alison has over 10 years of experience working as a claims adjuster as well as a risk manager for a corporation.

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